Private Health Insurance Exchanges – What are They?
For the past two decades employers have been finding it increasingly difficult to provide health insurance coverage to their employees due to the soaring costs of healthcare. Strategies such as offering consumer driven health plans, shifting more cost onto employees, reducing benefits and implementing wellness programs have been adopted by some employers in order to […]
COBRA – 4 Best Practices for Managing it Effectively in Your Organization
COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. It is a law that requires health insurance providers to offer continuation coverage to employees and dependents when their coverage ends for certain reasons. The laws of COBRA apply to health plans managed by companies with at least 20 full-time employees.