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What Is Occupancy Tax? Hotel Tax Explained for Owners & Operators

Written by Kayla Kelly | Apr 29, 2025

Occupancy tax-also known as hotel tax, lodging tax, bed tax, or transient occupancy tax-is a required fee that short-term lodging providers must collect from guests on behalf of local and/or state governments. While often added quietly to the bottom of a hotel bill, this tax plays a significant role in public funding, tourism infrastructure, and hotel operations.

Whether you're running a boutique inn, a large resort, or a short-term rental, understanding occupancy tax is critical to staying compliant and competitive in the hospitality industry.

What Is Hotel Tax?

Hotel tax, or occupancy tax, is a percentage-based charge that guests pay when booking short-term accommodation. It applies to hotel stays, motels, vacation rentals (like Airbnb), inns, and sometimes even campgrounds, bed-and-breakfasts, and RV parks.

This tax is collected by the hotel or accommodation provider at the time of payment and remitted to the relevant tax authority-typically a state, city, or county. Though guests foot the bill, the responsibility for collection, accurate calculation, and timely remittance falls on you-the business owner.

Common names for occupancy tax:

  • Hotel tax
  • Lodging tax
  • Room tax
  • Transient occupancy tax (TOT)
  • Bed tax

Is Occupancy Tax State or Local?

The short answer: both-and sometimes more than both.

In the U.S., occupancy taxes are commonly levied by:

  • State governments (e.g., Texas, Hawaii)
  • County governments (e.g., Harris County, TX)
  • City governments (e.g., New York City, San Francisco)
  • Tourism or sports authorities (e.g., Houston Sports Authority)

Each layer may apply its own rate, and they are usually stacked, meaning the final tax rate can be a sum of several different percentages. For example, hotel stays in Houston are subject to a 6% state tax, a 7% city tax, a 2% county tax, and a 2% sports authority tax-for a total of 17%.

Because rates and rules vary so widely, it’s essential to consult your local and state tax authorities to determine your exact obligations.

Hotel Tax vs. Sales Tax: What’s the Difference?

At first glance, hotel tax seems a lot like sales tax-they're both collected at the time of purchase and paid by the customer. But they serve different purposes and have distinct rules.

Most hotels charge both occupancy and sales tax on each guest bill, and it’s important to itemize these separately on receipts for compliance and clarity.

Why Is Hotel Tax So High?

Hotel taxes often seem high because they include multiple stacked charges. In tourist-heavy regions, these taxes can reach 20% or more of the room rate.

Here’s a look at how different states and cities stack up:

  • Hawaii: 10.25% statewide transient accommodations tax
  • Los Angeles, CA: 12% transient occupancy tax (city-level)
  • New York City: 5.875% hotel occupancy tax + $1.50/night per unit fee
  • Houston, TX: 17% total (state + city + county + sports authority)
  • Georgia (some cities): Over 20% total, including $5/night flat fees

These high rates are usually justified by the need to fund local tourism promotion, infrastructure maintenance, public services, and community development that supports the hospitality sector.

How to Calculate Occupancy Tax

Calculating occupancy tax isn’t hard-as long as you have the right information.

You’ll need:

  • The room rate (excluding additional fees or taxes)
  • The state, city, and/or county occupancy tax rates

Example:

  • Room Rate: $150 per night
  • Occupancy Tax: 6% state + 5% city = 11%
  • Tax Calculation: $150 × 0.11 = $16.50
  • Total Guest Cost: $150 + $16.50 = $166.50 per night

Tip: Always break down the taxes on the receipt to avoid confusion and provide transparency to guests.

What Are “Tax Recovery Charges” in Hotel Bookings?

When booking through an OTA (Online Travel Agency) like Expedia or Booking.com, guests often see charges like “tax recovery charges” or “service fees.” These opaque terms are used to bundle together taxes and OTA markups.

Here’s how it works:

  • The OTA purchases a room at a wholesale rate (e.g., $100)
  • They sell it to the guest at a higher retail price (e.g., $120)
  • Taxes are based on the wholesale rate, but guests pay taxes and fees on the full retail rate

This allows OTAs to hide their markup and avoid disclosing how much of the “fees” are actual tax vs profit.

What Can Occupancy Tax Revenue Be Used For?

Occupancy tax revenue is used for a wide range of public initiatives, especially those tied to tourism and infrastructure:

  • Destination marketing and tourism boards
  • Maintenance of public attractions and parks
  • Transportation and public transit improvements
  • Emergency and municipal services
  • Local economic development and cultural events

In other words, occupancy tax helps sustain the ecosystem that makes tourism possible, which ultimately benefits hotels and hospitality businesses.

Who Is Exempt from Occupancy Tax?

Most states and municipalities include a list of exemptions, though the details vary by location. Common exemptions include:

  • Government employees on official business
  • Emergency or disaster relief personnel
  • Long-term stays (typically over 30 days)
  • Nonprofit or religious organization staff
  • Certain diplomats or foreign officials

Always check with local tax authorities to confirm which exemptions apply in your region-and make sure you collect proper documentation to avoid penalties.

How to Find Your Local Occupancy Tax Rate

To find the occupancy tax rates for your hotel:

  1. Search local and state government websites
  2. Look up “transient occupancy tax,” “lodging tax,” or “bed tax” by city and county
  3. Contact your local tax or revenue department directly
  4. Double-check for recent rate changes or new filing rules

Keep in mind, you may owe taxes to multiple jurisdictions, and failure to comply could result in interest charges, back taxes, or fines.

Hotel Tax Compliance Tips

1. Understand your regional tax structure.

Rates and rules vary widely. Know whether you owe state, county, or city taxes-or all three.

2. File taxes on time.

Most tax authorities have monthly or quarterly filing requirements. Mark deadlines clearly and automate reports if possible.

3. Keep detailed records.

Guest invoices, tax calculations, exemption documentation, and remittance receipts should be stored securely and accessible.

4. Consult an accountant.

A local tax expert can help you navigate complex structures and stay compliant through regulatory changes.

5. Use hotel management software.

Platforms like Paypro or Little Hotelier can integrate taxes into booking systems, ensuring accurate and automated calculations across every transaction.

Conclusion: Occupancy Tax Is Part of Doing Business-Make It Work for You

Occupancy tax might seem like an administrative burden, but it’s a vital part of the hospitality ecosystem. When managed correctly, it not only keeps your hotel compliant-it contributes to the tourism, infrastructure, and services that help attract guests in the first place.

Looking to simplify hotel tax and payroll management?

Talk to Paypro about tools that help streamline compliance, reporting, and operations for hotels and lodging providers.